What is strange is that financial planners actually advise people to plan on living to around 90 or so but rarely do they advise you to protect your financial future beyond that because the statistics shown few people live that long. Unfortunately the statistics also show that centenarian are the fastest growing demographic in American and are expected to double and triple in size in just a matter of a few years.
Why is this? They follow a simple mantra than many people are following today.
Eat Right Live Longer
Today we know more about nutrition and how it affects the body, much more in fact than we did many years ago when TV dinners and fast food became popular. Unfortunately we have two distinct groups of people forming in our modern society, the group that eats right and will longer and healthier lives and another group who eats cheap convenience food. For more on this phenomena check out this fabulous guest post from not too long ago titled: Can Watching TV Make You Fat and this older post titled Americans Eat Way Too Much Sugar.
The simple fact of the matter is this. If you eat poorly and stay relatively inactive throughout your life your financial planner is probably right. Planning on not making it to 90 is probably safe but with advances in modern medicine those people who stay active and eat right will likely live longer. I’d venture to say that the odds are probably more in our favor of living past 90 and close to if not into your 100s.
Personally, I’m still in my 20’s and I expect the chances of me living into my 100s to be pretty high. I follow the mantra eat right, live longer and I feel that it’s a valid and legitimate expectation considering the next 70 years of medical advancement.
In the future I’m going to post a bit more about longevity insurance, as I think it’s a valid subject we should think more about and also I plan on reading the book titled Eat Right Live Longer as I am curious what it can add to the discussion. As always I do recommend the books, Longevity Made Simple and The Blue Zones which I’ve previously reviewed. Expect an eventual review of Eat Right Live Longer here on How To Live Longer in the near future.
Library, here I come.